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A very busy January so far!

We have had over 220 people join us this week –  the busiest start to to a January in our history!

Why is this you may ask?

Well besides the issue of Annual Allowance letters and the suspension of pension forecasts by MoD, over the last few years Armed Forces pensions have become increasingly complex.  Once there was a single scheme; now there are four mainstream schemes and although all but one are closed to new joiners, most of those with service before 2015 will have at least two separate pension entitlements, potentially paying out different sums at different times.

Getting a satisfactory explanation of entitlements is difficult, and although MOD provides a number of tools to help (such as the on line calculator) these have limitations and do not talk back,  which is why service personnel are joining the Society in increasing numbers. We do not make decisions for individuals; but we do arm them with the facts so that they can make informed decisions for themselves.

As an independent, not-for-profit organisation, our funding comes primarily from Members’ subscriptions. It follows that as we strive to achieve more for our Members, we must continue to increase our membership base – more Members make us more effective





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