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State Pension 2020 FAQs

This briefing paper from the House of Commons Library answers FAQs constituents raise with their MPs about State Pensions. It provides some general information in relation to these FAQs and signposts to more detailed sources of information and advice.

The FAQs cover issues including:

  • Types of State Pension: What was the old basic State Pension? What was the State Earnings-Related Pension Scheme (SERPS)? What is the new State Pension?
  • Delivery: What day is the State Pension paid on? Can people still collect it from the Post Office?
  • Eligibility: Who is entitled to the new State Pension? Can people still claim on the spouse/civil partner’s National Insurance record? At what age can people claim their State Pension? Is there an option to draw the State Pension early?
  • Fairness: Have women born in the 1950s been unfairly treated? Is the new State Pension more generous than the old one? Are people who were members of contracted-out occupational schemes treated unfairly?
  • Benefits (Pension Credit): Who is entitled to Pension Credit? What if a Pension Credit claimant goes abroad? How does Pension Credit take account of capital?

Please note that nothing in this paper should be considered as constituting legal advice. It is not intended to address the specific circumstances of a particular individual. A suitably qualified professional should be consulted if specific advice or information is required.

Download the full report - State Pensions 2020: FAQs 

Source:  House of Commons Library 2020

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