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Helping you make better pension choices

2022 is proving to be an exceptionally busy year for us, in fact we've had c1000 new members join, and it's only May!

So why do people join?

One of the main reasons people join us, is because they want to make sure they are making the best pension choices

Making choices affecting your pension income is unavoidable. But making the choices that work best for you and your family can involve complex pension calculations.

For example, even choosing the best time to leave can have a significant influence on the value of your pension. Deciding whether to buy pension top-ups, opting for commutation, tax planning considerations, all are among the many decisions to be made. In addition, there are significant career decision points – resettlement grants, early departure payments, medical discharge - all involving choices.

And now even greater complexity has been added as a consequence of the McCloud Remedy. This affects all those serving on or before 31 March 2012 and on or after 1 April 2015 (including service leavers). You will have to choose between the entitlements of your legacy scheme and AFPS15 for the Remedy Period. This decision will need to be made from October 2023 onwards.

So, it’s reassuring to know when faced with pension choices, that our Forces Pensions Consultants will be there to provide individual guidance to our Members.

Not yet a member? Join us. Job done!

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