Forces Pension Society

Fighting for the forces and their families

Rail Concessions

Hugo Fletcher
By Hugo Fletcher
August 21, 2019

We have been asked again recently about rail concessions for service personnel.

Key points to know are:

Concessionary railcards are available to all serving members of the Armed Forces and their dependants. This system should be familiar to all serving personnel, and such concessions are not generally available to veterans but:

  •  Those in receipt of a war pension or regular Armed Forces Compensation scheme payments can apply for a Veteran’s Oystercard (but you are not entitled simply by virtue of being a veteran). Details are at This is issued by Transport for London and gives free travel on London tube and buses and on many but not all national rail services. It is not available to those over 60 with a London address who already possess a Senior’s Oystercard.
  • Those who have disabilities that would make rail travel difficult are entitled to apply for a disabled person’s railcard which entitles you to a 1/3rd reduction off most fares. The list of who is included is at Note that this includes those who are registered deaf, have epilepsy, receive a war pensioner’s mobility supplement or war disability pension (over 80%).
  • Anyone over the age of 60 can apply for a Senior rail card, which offers similar benefits to the Disabled card – but it costs more (£75 for 3 years rather than £54).
  • Other concessions may be available locally, but you will need to ask about them locally.
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