Forces Pension Society

Fighting for the forces and their families

Member offers



UK Private Medical Insurance

A private medical insurance policy with a major insurer, especially arranged for FPS by Towergate Health & Protection

Preferential rates

Towergate Health & Protection has negotiated preferential rates on private medical insurance for FPS members with AXA PPP healthcare, one of the UK’s largest medical insurers.

For further details about the policy and quotations please contact Towergate Health & Protection on

0800 389 7724 or email

The role of Towergate Health & Protection and Forces Pension Society (FPS)

Towergate Health & Protection is an independently authorised broker, who acts on your behalf. As an independent broker, Towergate Health & Protection is also able to undertake a market review for you.

To support their members, FPS works with Towergate Health & Protection to enable Towergate Health & Protection to market the policy, for which FPS receive a fee.

Towergate Health & Protection negotiate the overall renewal terms AXA PPP healthcare offers on this plan, with FPS agreeing the recommendation. FPS has no other role within the administration of this arrangement.

For clarity, there is no commercial agreement between AXA PPP healthcare and FPS, who do not represent you or negotiate any aspect of your healthcare insurance with AXA PPP healthcare.

This cover is an individual contract of insurance between you and AXA PPP healthcare. The subscriptions under this arrangement are set each year by AXA PPP healthcare to take in to account the claims made by all the members of FPS and their family members covered under the product. This arrangement has a common renewal date of the first of October.


FPS is an Introducer Appointed Representative of Towergate Health & Protection. Towergate Health & Protection, is authorised and regulated by the Financial Conduct Authority.

The FPS travel and private medical insurance arrangement is underwritten by AXA PPP healthcare Limited. Registered in England number 3148119. Registered office: AXA PPP healthcare, 5 Old Broad Street, London, EC2N 1AD. AXA PPP is authorised by the Prudential Regulations Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

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