UK Private Medical Insurance
A private medical insurance policy with a major insurer, especially arranged for FPS by The Health Insurance Group.
The Health Insurance Group has negotiated an exclusive group rate on private medical insurance for FPS Members with AXA PPP healthcare, one of the UK’s largest medical insurers.
It offers four different plans with a choice of outpatient benefits and claims excesses ranging from nil to £1,000. The plans all include cover for cancer.
The role of The Health Insurance Group and Forces Pension Society (FPS)
The Health Insurance Group is an independently authorised broker, who acts on your behalf. As an independent broker, The Health Insurance Group is also able to undertake a market review for you.
To support their members, FPS works with The Health Insurance Group to enable The Health Insurance Group to market the scheme, for which FPS receive a fee.
The Health Insurance Group negotiate the overall renewal terms AXA PPP healthcare offers on this plan, with FPS agreeing the recommendation. FPS has no other role within the administration of this arrangement.
For clarity, there is no commercial agreement between AXA PPP healthcare and FPS, who do not represent you or negotiate any aspect of your healthcare insurance with AXA PPP healthcare.
This cover is an individual contract of insurance between you and
AXA PPP healthcare. The subscriptions under this arrangement are set each year by AXA PPP healthcare to take in to account the claims made by all the members of FPS and their family members covered under the product. This arrangement has a common renewal date of the first of the October.
‘Health and Protection Solutions Ltd trading as The Health Insurance Group is authorised and regulated by the Financial Conduct Authority’