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Making sure the McCloud Pension decision works for you

Now that the outcome of the McCloud consultation has been reached, in line with ours and others recommendations, we need to ensure that it is implemented in the best possible way for all those affected by it.

You will recall that the chosen remedy for the age discrimination issue is “Deferred Choice Underpin”, meaning that when benefits become payable, all those impacted (all personnel in service both on or before 31st March 2012 and on or after 1st April 2015 until 31st March 2022, including service leavers) will be able to choose between the benefits of their legacy scheme or the reformed pension scheme.

We have made a presentation to the MoD Armed Forces Pension Board setting out three key criteria against which we will judge the success of the implementation of the remedy. And we want to share those criteria with you as follows:

(1) everyone affected by the remedy will be given sufficient time and information for them to make a fully informed decision; 

(2) for serving personnel, timely and appropriate enhancements to the AFPS pension calculator will be made to help individuals forecast their likely benefits;

(3) those affected by the remedy who have so called ‘complicating factors’ including Pension Sharing Orders, Medical Discharge, Abatement, Death in Service or in Retirement, AVCs/Added Pension and Pension Taxation (Annual Allowance, Lifetime Allowance) should  be able to access further information  and guidance from the pension administrator, Veterans’ UK 

This initiative is in line with the Society’s practice of holding governments to account on behalf of our Members and the wider Armed Forces Community.

We have updated the Member’s McCloud Timeline Guide to reflect the above. Log in below to view it.

McCloud Remedy timeline

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