Forces Pension Society

Fighting for the forces and their families

Join us and get the most from your pension

Latest news

afps15

AFPS 15 is now live!

All those with service before 1st April now have at least two sets of AFPS benefits - their accrued rights and their entitlement - under the new scheme.

Pension dissatisfaction increases

Levels of dissatisfaction with pension benefits have increased across the Services.

See the results of the 2014 Armed Forces Continuous Attitude Survey

Topical pension issues

Certificate-red

Transferring Pensions

Much scaremongering is still being carried out by some private firms seeking to get those Armed Forces Pensioners entitled to "preserved pensions" to transfer them to the private sector "before it is too late" - i.e. before the government changes the rules.

Roadshow briefings

We’ll give you an hour of our time so you can have a lifetime’s peace of mind.

Book a free Roadshow briefing for your unit today.

What people are saying about us…

This is more than helpful and I appreciate your swift response. You have explained it much better than what SPVA did.
Society Member
The Society has in the past year introduced a BUPA Dental Insurance Plan and I cannot do more than highly recommend them for its service and price.
Society Member
I write to thank you for all the help the FPS has given me over the last years… I have now got my family pension re-instated which is wonderful news. Thank you for all you have done to help me over this difficult time. You are all doing great work.
Society Member
The briefing was extremely well attended, which demonstrates the high Level of interest in pensions and the importance of having an independent organisation such as Forces Pension Society that is able to offer and represent the interests of all 3 services. I know that those who attended left far more informed and with a better understanding of the AFPS 15, as well as the services FPS are able to provide.
Roadshow attendee
Good news regarding my IDRP complaint, my appeal has been up held and the money that they were demanding will be written off! Also any money owed to me will be repaid! Amazing, Once again thank you for all the help you gave me, it really did make a difference, up to that point I had felt very alone.
Society Member
The AXA Travel Insurance Policy is excellent. I am 81 and my wife is 79 and my quotes for a 7 week visit to Australia came to £270 with AXA versus £700 to over £2,300 with other providers. I was struck down with food poisoning prior to returning, and the treatment I received was excellent. AXA have paid me nearly all my claim without argument, all I had to do was present a proper case.
Society Member
This is indeed sensational and heart-warming news. The burden of worry will be lifted from the shoulders of so many women who have already suffered grievous loss.
comment on the Justice for Widows campaign
Judging by the show of hands at the end of your presentation indicated that it was very worthwhile and also tells me that you did not have a wasted journey. In addition to this, the fact the majority of the 250+ personnel present indicated that this presentation should be given to as many military personnel as possible also proves the point that it is more than worthwhile and, you are definitely not wasting your time, and will probably become even busier!
Roadshow attendee
I would like to pass on my thanks and appreciation to you and FPS for the excellent and comprehensive presentations you gave in Germany in July. It is reassuring to know that there is an organisation like yours that is there to represent the soldiers’ interests in both their career planning and unravelling the often baffling complexities of the AFPS.
Roadshow attendee
I have been in touch with SPVA office on 3 separate occasions all to no avail... rang back... no record of my previous call... received a new reference...rang back ... was told my enquiry had been closed off. I gave this some thought and then rang you today and we resolved the problem together.
Society Member
Thank you one and all for your persistent and ultimately successful campaign for us to retain our pensions on remarriage or co-habitation. You never gave up, you encouraged us all, and when governments refused to consider the arguments, regrouped and carried on. My beloved husband died nearly 14 years ago and even having met someone I loved I was unable to live with him or marry. You have lifted an enormous burden from me and my family. Thank you.
Society Member
Excellent! I’m proud to be a member.
comment on the Justice for Widows campaign
Bravo, truly excellent news – well done FPS.
comment on the Justice for Widows campaign
Your persistence, sound argument, intense lobbying and, probably, bloody-mindedness have paid off in the campaign for justice for widows.
comment on the Justice for Widows campaign
I write on behalf of Donnington Support Unit, HQ 11Signal Brigade, 3 RMP 174 Pro Coy and the HQ 143 Brigade Personnel Recovery Unit (PRU) to extend our appreciation on the pension's presentation you gave recently. It was a pleasant surprise that there was an encouraging representation from the younger members of the Army; emphasising the point about early dialogue and action with pension issues, will ensure a comprehensive understanding, if or when, the time arises.
Roadshow attendee
We found your brief informative, unbiased and most importantly an honest straightforward forward explanation of a complex subject. Even the 'old and bold' in the audience found much of what you had to say wholly relevant and, in some cases, entirely new. I am sure there will be many a submariner now making 'just in case' or 'death' files and contemplating voluntary contributions as well as seriously considering other well given advice.
Roadshow attendee
Thank you for visiting Keogh Barracks today to deliver a most informative briefing. I didn't envy you the wide range of attendees from Phase 2 trainee to Senior Officers, but you kept the whole audience engaged. As you know better than most, the Armed Forces Pensions Schemes are particularly complex and your delivery and examples made it relatively easy to understand - even the tricky bits!
Roadshow attendee
Thank you. You were enormously helpful and I now feel properly informed. What a pity the Chain of Command can’t offer anything similar…
Roadshow attendee
Thank you so much for my pension forecast! I am having such a hectic week I would never have been able to come up with the figures in time and would have zero confidence! I really appreciate your swift reply, too. Many thanks.
Society Member
Thank you for your awesomely quick response. I’ve only been a member for a couple of weeks and I feel as though I have got full value for money already! It’s good to know that when I’m old and grey that my State Pension will be worth a bit more as a result of my SSC 6… Thanks again
Society Member
The comprehensive notes you sent about what I should do about pensions ... were enormously useful...it is wonderful to have the FPS behind one at times like that.
Society Member
All very clear and such a quick reply! Well worth the membership fee!
Society Member
I thought you should know the outcome, of the demand for return of a £65,000 ‘overpayment’ by MOD, following your recommendation. The result is for the overpayment to be completely written off. It’s been a very long and stressful 5 year battle, but with the right result eventually. Many thanks again for your advice and I hope you will continue to encourage others to ask questions and challenge demands wherever they have a case to do so.
Society Member
Well done FPS in achieving the widows pension victory over previous government intransigence. A real step forward.
comment on the Justice for Widows campaign
After showing my Desk Officer your email …Manning have accepted my withdrawal of my Early Termination and reinstated me onto my original EED…which makes my pension £2000 a year better of. Many thanks for your help and investigation.
Society Member
I attended the FPS brief this morning at MOD Abbey Wood and we spoke briefly afterwards. The content of the brief has really opened my eyes to what my options are in the very near future. I feel that the brief should be compulsory for all Servicemen and women at key stage of their careers.
Roadshow attendee
Thank you for taking the time to provide such an excellent brief on Armed Forces Pensions at RAF Cosford. The brief was highly informative, well received and was even described as entertaining. Well done!
Roadshow attendee
Thank you for your kind letter [following the death of his wife]... she was always very appreciative of all the work the FPS has done and continues to do on behalf of all the Armed Services…how much more your help is needed for the very different demands on our Servicemen and their families today...
Society Member
I write on behalf of HMS ILLUSTRIOUS' Ship's Company to thank you for the extremely useful (and well attended) presentations you gave. The feedback has all been extremely positive. It was pitched exactly right; easy for all to understand as well as relevant by introducing the significant aspects of the new pension scheme and comparisons between the AFPS75 and 05. I know that the Society will have some new members as a result.
Roadshow attendee
Dear Lt Commander Marsh, Once again thank you for explaining things in plain English that I find easier to understand. I will certainly go on the internet and take a good look at the booklet you recommend.
Society Member
Thank you for your time and advice, would you also pass on my thanks to those who come out and give briefings at unit level as it was them who planted the seeds.
Roadshow attendee
The brief you gave today is the one I wish I had had 25 years ago! It has helped me make some big decisions about my remaining time in the Service, the first being to join the FPS!
Roadshow attendee
I joined the Medicash insurance scheme for members last June, and I should just like to say that I have been amazed by how good it is. I took out one insurance for me and one for my wife. We have been going to the normal sorts of minor treatments and check-ups one can expect at our ages, and Medicash has not once queried a claim or refused to pay.
Society Member