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With our help, members can
navigate their way easier

Pension advisory service

Dedicated and committed
pension experts

Our pensions experts help our Members navigate their way through the pension maze empowering them to make better informed decisions.

With four pension schemes now in operation, Armed Forces Pensions have never been more complex. Employment trends and ever-evolving lifestyle choices mean our lives are more complex too.

Almost everyone’s personal circumstances and objectives are different. With our help, members can navigate their way easier. We help empower everyone to make better, more informed decision including:

  • Staying at or leaving the Armed Forces
  • The best time to leave
  • How to approach divorce/pension sharing orders
  • Dealing with a medical discharge and its effect on your pension
  • How to reduce the impact HM Treasury Tax and other Government policies have on your pension
  • A variety of other areas where personalised technical pension advice is necessary

We have a team of dedicated and committed pension experts who will deal with your individual enquiry.

They’ll then contact you via email – and if necessary, by telephone. They’ll keep in touch until the issue has been resolved to your satisfaction or every option to resolve your concern has been exhausted. After all, we’re technical pension advisers, not magicians!


Expert pension advice
& much more for just £40*

With FPS membership you get…

Access to expert
pension advice

Helping you navigate through the pension maze empowering you to make better informed decisions.

Big savings with
our exclusive
Member offers

Including health, travel, motoring, home, personal and legal and financial offers from our affiliates.

Free copies of
Pennant Magazine

You’ll also receive our biannual exclusive magazine, Pennant, and our bimonthly e-newsletters.

*Annual membership includes as Joint Members.
See Membership Rules and Rates for full details.

What our members say


“Many thanks for the email and the extremely comprehensive response. It has been invaluable.”


“Thank you”

“Thank you for your time and advice, would you also pass on my thanks to those who come out and give briefings at unit level as it was them who planted the seeds.”

Roadshow attendee

“All very clear”

“Thank you for this information. It has made it all very clear; unlike anything the MOD has to offer!”


“Superb service”

“Thanks for being so helpful and providing a superb service – I will continue to sing the praises of the Forces Pension Society.”



“I learnt a great deal and I am very grateful that you have been able to go over and double-check the figures for me. I feel most reassured.”


“Very comprehensive answers”

“I have been spreading the word about the great work you and the Team do and hope you have a few new members as a result.”

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