Contacting the Team – find out more

With our help, members can
navigate their way easier

Pension advisory service

Dedicated and committed
pension experts

Our pensions experts help our Members navigate their way through the pension maze empowering them to make better informed decisions.

With four pension schemes now in operation, Armed Forces Pensions have never been more complex. Employment trends and ever-evolving lifestyle choices mean our lives are more complex too.

Almost everyone’s personal circumstances and objectives are different. With our help, members can navigate their way easier. We help empower everyone to make better, more informed decision including:

  • Staying at or leaving the Armed Forces
  • The best time to leave
  • How to approach divorce/pension sharing orders
  • Dealing with a medical discharge and its effect on your pension
  • How to reduce the impact HM Treasury Tax and other Government policies have on your pension
  • A variety of other areas where personalised technical pension advice is necessary

We have a team of dedicated and committed pension experts who will deal with your individual enquiry.

They’ll then contact you via email – and if necessary, by telephone. They’ll keep in touch until the issue has been resolved to your satisfaction or every option to resolve your concern has been exhausted. After all, we’re technical pension advisers, not magicians!

Membership

Expert pension advice
& much more for just £40*

With FPS membership you get…

Access to expert
pension advice

Helping you navigate through the pension maze empowering you to make better informed decisions.

Big savings with
our exclusive
Member offers

Including health, travel, motoring, home, personal and legal and financial offers from our affiliates.

Free copies of
Pennant Magazine

You’ll also receive our biannual exclusive magazine, Pennant, and our bimonthly e-newsletters.

*Annual membership includes spouses.partners as Joint Members.
See Membership Rules and Rates for full details.

What our members say

“Wow!”

“Wow – thank you very much for the detailed e-mail. Having burnt my maths text books at the tender age of 16 this is exactly what I needed to make sense of what is a complicated system. Quite how anyone is supposed to be able to decipher that without your help is beyond me! I really appreciate the work you have put in and will recommend you to all my colleagues – a fantastic service.

Member

“Commissioned Officer pension supplement”

“Thank you for your advice regarding my claim for a pension supplement based on my years as a commissioned officer. I am pleased to report that my claim was successful and this brings the total payment to £9004.70. I have made a number of people aware of the Forces Pension Society and the work that you are doing to assist forces pensioners and their wives/husbands, I hope that they will all join and use your services.”

Member

“Incredibly grateful”

“Thank you for the most comprehensive breakdown of a pension that I have ever seen! You have given me lots to think about and have shown options that I didn’t know existed. I am incredibly grateful for you taking the time to prepare the information and for the work that you do on behalf of those of us still serving and those retired.”

Member

“Unclaimed pension”

“I have received overall £12743. Could not have done it without the support of the Society so I would like to thank you for pointing me in the right direction and particularly the help you gave me with the paperwork and answers to my questions. Really appreciate what you have done for me.”

Member

“A happy ending”

“I would just like to thank the team at FPS. I can confirm that over the last couple of weeks I have received several payments with regard to my claim, nearly £2000 tax free, £5600 after tax and nearly £600 for loss of interest in addition to a £45 monthly increase to my pension, so one very happy ex-serviceman. Once again thanks for your continued help and support in such matters”

Member

“Excellent guidance”

“Thanks to your excellent guidance I received a total of £10,218.99 in my bank account after tax. Really over the moon with this award and would have been totally unaware of it had I not contacted the Forces Pension Society.”

Member

“I am beyond thanks”

“Once again I am beyond thanks for the level of detail here, you have given me a lot to think about. By the way it was a talk you gave at RCDM that inspired me to join the society. It was miles above anything that UAO could give us.

Member

“Remarkable value “

“I am writing to express my gratitude to the Forces Pension Society having recently found myself caught in a wicked, and somewhat unique, pension trap. I had a consultation with Charlie King and Mike Davis, who seem to be not only amongst the few people who understand the complexities of the situation, but also able to communicate them in a way that I could understand. I cannot begin to think how much such advice would have cost from a paid professional. It makes FPS membership remarkable value. I continue to cajole my unsubscribed colleagues into doing so.”

Member

“Second to none”

“Your time and swift response to my requests have been second to none and I am very grateful. This will assist me very much, and from the info provided I have decided to take both resettlement and inverse commutation. The info and service provided already by Forces pension society without doubt a few quid very well spent becoming a member. If I do require any more guidance I will get in touch soonest.

Member

“Truly fantastic service”

“For those considering options outside of service life or just thinking through their future, I cannot recommend the Forces Pension Society enough. If I am honest I was a bit reticent to sign up, but am so glad I did. Their service truly is fantastic. I made an enquiry just two working days ago and yesterday morning I was given a call to talk through the specifics of my service, before receiving a full pension forecast by email in the afternoon. Thank you to the society and to Colin Thomas in particular for his great service. I am hugely appreciative.”

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