Contacting the Team – find out more

Who we are

Our people

Our People



Our members are either serving or former members of the Armed Forces

Their partners and siblings of ex service personnel who have joined the Society support our campaigning causes or enjoy the numerous membership benefits we offer.

Our Chief Executive is the FPS Company Secretary, a Director on the Board of the FPS Investment Company (Investco), an employees’ representative on the Ministry of Defence’s Armed Forces Pension Scheme Board and a member of the executive committee of the Public Services Pensioners’ Council, the overarching organisation representing retired public servants.

Our staff

 Click on icons below for individual contact details

Major General Neil Marshall OBE

Chief Executive

Matthew Lowe MBE

Chief of Staff

Jo Fitton-Bates

Head of Digital & Brand

David Roberts

Roadshow Manager

Charlie King

Head of Pensions

Mike Davis

Deputy Head of Pensions

Wendy Bandeira

Senior Pensions Adviser

Terry Anderson

Pensions Adviser

Alisa Lakeman-Ford

Pensions Adviser

Charlotte Cooper

Pensions Adviser

Neil Knowles

Pensions Adviser

Nick Moody

Pensions Adviser

Colin Thomas

Pensions Adviser

Andy Straw

Head of Membership

Paddy Butler

Deputy Head of Membership

Harsha Vadgama

Membership Adviser

Ceri Ball

Membership Adviser

Our council

Sir Gerry Berragan KBE


Bill Mahon
David Marsh CBE
Bill Moore CBE
Nicky Murdoch MBE
Collette Musgrave
Paul Quinn OBE
Jonathan Wheeler OBE
Jonny Westbrooke

As a not-for-profit limited company funded by its members, the Forces Pension Society is governed in a manner that reflects best practice in the sector.

This consists of a president and number of vice presidents who are individuals of stature and influence invited to hold office.

The elected council/board of directors is drawn mainly, but not exclusively, from retired ranks of all three services. Our Directors are chosen for their individual skills and experience that relate to the Society’s purpose and objectives. There are currently ten directors on the board, the maximum number of directors is fifteen.

Ultimately the membership decides upon the election, re-election and retirement of all directors through an annual general meeting normally held in June or July.

Our Board meets quarterly and is supported by two sub committees that meet between each Board meeting: a Strategy and Finance (S&F) Committee and a Risk and Governance (R&G) Committee.  Our Pay and Remuneration (P&R) Committee meets twice a year.  Each sub-committee consists of a chair plus 3, less for P&R which consists of the FPS Chairman, Chairman S&F Committee plus one other Director.

The S&F and A&R committees meet quarterly between Board meetings; the P&R Committee meets annually.

The FPS Chief Executive and COS attend (and act as the secretariat) for all Governance Committees.

What we are

A not-for-profit military
pension watchdog

The Forces Pension Society is an independent, not-for-profit organisation
that acts as a pension watchdog for the entire military community.

What we do

Pension advisory service

Our pension advisory service empowers members to make better informed decisions.


Campaigning is at the very heart of the Society’s ethos, history and reputation.


Our group briefings help serving members of the Armed Forces better understand their pension.


We keep our community informed with a constant flow of topical Armed Forces Pension related news and content.

What our members say

“Joining is by far one of the best moves I have made”

“I would like to pass on my sincere thanks to the FPS, but primarily to Alisa Lakeman-Ford. throughout the last year, she has been absolutely superb in providing me the most excellent feedback on my pension enquiries. I have to say, joining the FPS, and seeing such in-depth, detailed, pension forecasts produced by Alisa, is by far one of the best moves I have made in my 32 year career. The patience, professionalism, knowledge and willingness to help was nothing short of outstanding. Thank you all, and sincere thanks to Alisa. “


“We would be stuck without you!”

“I would like to offer my sincere thanks to Terry and Wendy for all the help and assistance you have given me over the past few years. My circumstances were “not typical”, but you will be pleased to learn that all my fears were unfounded and everything has materialised as it should have. I am now in receipt of my lump sum and regular pension, including the extra I had put in from my years with another employer. Thank you to FPS as a whole for all the help and guidance you give to members of the Armed Forces. We would be stuck without you! All the very best to you all and I hope you are all managing well in these current difficult times.


“Mind blowing!”

“I became a member 9 months after my father’s death as I have been handling the widow’s pension on behalf of my mother. The journey was an absolute nightmare. 13 months on and we are still not out of the woods, however, Charlie King and Colin Thomas have been pivotal in progressing our case. I cannot think of another organisation that charges a nominal yearly fee for the time, compassion, empathy and sheer determination in making things happen fairly, honestly and justly as The Forces Pension Society. The service and commitment given is mind blowing.



“Wow – thank you very much for the detailed e-mail. Having burnt my maths text books at the tender age of 16 this is exactly what I needed to make sense of what is a complicated system. Quite how anyone is supposed to be able to decipher that without your help is beyond me! I really appreciate the work you have put in and will recommend you to all my colleagues – a fantastic service.


“Extremely beneficial webinar”

“On behalf of DHU, thank you very much for your extremely comprehensive Webinar this was extremely beneficial”

Defence HUMINT Unit

“Unclaimed pension”

“I have received overall £12743. Could not have done it without the support of the Society so I would like to thank you for pointing me in the right direction and particularly the help you gave me with the paperwork and answers to my questions. Really appreciate what you have done for me.”


“A happy ending”

“I would just like to thank the team at FPS. I can confirm that over the last couple of weeks I have received several payments with regard to my previously unclaimed pension, nearly £2000 tax free, £5600 after tax and nearly £600 for loss of interest in addition to a £45 monthly increase to my pension, so one very happy ex-serviceman. Once again thanks for your continued help and support in such matters”


“Well worth the annual subscription fee to get it right. “

“I have just handed my notice in with confidence thanks to the sound advice you have given me. My own research led me to draw very similar conclusions to you but having an expert like Colin Thomas to confirm my calculations is fantastic and well worth the annual subscription fee to get it right. “


“Remarkable value “

“I am writing to express my gratitude to the Forces Pension Society having recently found myself caught in a wicked, and somewhat unique, pension trap. I had a consultation with Charlie King and Mike Davis, who seem to be not only amongst the few people who understand the complexities of the situation, but also able to communicate them in a way that I could understand. I cannot begin to think how much such advice would have cost from a paid professional. It makes FPS membership remarkable value. I continue to cajole my unsubscribed colleagues into doing so.”


“Truly fantastic service”

“For those considering options outside of service life or just thinking through their future, I cannot recommend the Forces Pension Society enough. If I am honest I was a bit reticent to sign up, but am so glad I did. Their service truly is fantastic. I made an enquiry just two working days ago and yesterday morning I was given a call to talk through the specifics of my service, before receiving a full pension forecast by email in the afternoon. Thank you to the society and to Colin Thomas in particular for his great service. I am hugely appreciative.”


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