Some of the questions we receive from our members can be very complicated and often involve in depth calculations. Here however, we offer you some bitesize pensions Q&A. Your daily dose of insight!
Today we have a question on divorce and nomination of death benefits.
Q. I’m looking for information about nomination of death benefit and allocation of pension on AFPS75. I don’t seem to be able to find an answer anywhere. My wife and I are getting divorced, and I want to ensure I leave my money to my partner. How do I do it?
A. Under AFPS 75, you cannot nominate the person you would like to receive any benefits due to you when you die. AFPS 75 pays pensions to the spouse or civil partner of the member, therefore if you are still legally married to your wife and you die, she will receive the pension benefits. And finally, if you and wife do finally get divorced, you still must be married or in a civil partnership for any new partner to receive anything from AFPS 75.
