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We help to bring about
positive change

Campaigning

Campaigning is at the very
heart of The Society’s ethos,
history and reputation.

We’re constantly looking for ways to improve the way the pension system is operated – and we’re best placed to put necessary pressure on ‘the system’ to bring about positive change.

We discover issues by dealing with members and their concerns. Through this, we can make changes which are beneficial to the wider Armed Forces community.

Arguably The Society’s single biggest campaigning success was the 2014 ‘Justice for Widows’ campaign. Before the campaign, widows had to give up their pension if they remarried. Effective from April 2015, after our successful campaign, they can keep their pension after remarriage.

Other lower-profile but extremely important successes include:

  • Withdrawal, recalculating and re-issue of incorrect Annual Allowance tax position letters to members
  • Discovering pensions paid from 1 April 2016 under the 1975 scheme were too low – around 700 people benefited from pension recalculation and arrears were paid in full
  • Reinstating the Short-Term Family Pension (stopped in 2015) which had been paid under the 1975 scheme to widows for the first three or six months after their bereavement

Membership

Expert pension guidance
& much more for just £47*

With FPS membership you get…

Access to expert
pension guidance

Helping you navigate through the pension maze empowering you to make better informed decisions.

Big savings with
our exclusive
Member offers

Including health, travel, motoring, home, personal and legal and financial offers from our affiliates.

Free copies of
Pennant Magazine

You’ll also receive our biannual exclusive magazine, Pennant, and our bimonthly e-newsletters.

*Annual membership includes spouses.partners as Joint Members.
See Membership Rules and Rates for full details.

What our members say

“CRUCIAL SUPPORT”

“You are worth every penny. The support you have given to my wife and I has been crucial in navigating the complexities of AFPS during the course of our working careers in the RAF and after. Thanks for all you do.”

FPS Member – February 2025

“EASED MY CONCERNS ABOUT THE FUTURE”

“I wanted to take a moment to express my sincere gratitude for the invaluable pension advice you provided me. Your expertise and guidance have given me a clearer understanding of my options and have greatly eased my concerns about the future. Thank you for taking the time to explain everything in such detail and for being so patient with my questions. I feel much more confident about my financial planning now.”

FPS Member – March 2025

“WORTH EVERY PENNY”

“I would just like to formally thank you for all your help and assistance in the pension minefield I have been going through, your experience and knowledge and the offer of the personal touch of going through the pension application form with me over the telephone was priceless and I am so grateful for your professionalism. My membership fees are worth every penny. I look forward to getting in touch again at the end of my FTRS contract for more invaluable advice. “

FPS Member – January 2026

“WHAT YOU DO IS INVALUABLE”

“Thank you so much for all your time and work on this. What you do is invaluable, and only now that you have laid everything out so simply, can I see my choices clearly. I really appreciate it. Thank you again for your time, and the confidence you have given me to now make an informed decision.”

FPS Member – October 2025

“CAN’T STRESS HOW GRATEFUL I AM”

“I can’t stress how grateful I am for getting definitive and detailed answers to my pension queries. It has been a minefield in the years leading up to my discharge trying to decipher the various booklets, and which information in them relates to my situation. I also enjoy the fact that you get to speak to someone who has “been there and done that”, or has at least dealt with a similar situation in the past. Thank you Forces Pension Society.”

FPS Member – September 2025

“A HAPPY ENDING”

“I would just like to thank the team at FPS. I can confirm that over the last couple of weeks I have received several payments with regard to my previously unclaimed pension, nearly £2000 tax free, £5600 after tax and nearly £600 for loss of interest in addition to a £45 monthly increase to my pension, so one very happy ex-serviceman. Once again thanks for your continued help and support in such matters”

FPS Member – September 2025

“EXTREMELY BENEFICIAL WEBINAR”

“On behalf of DHU, thank you very much for your extremely comprehensive Webinar this was extremely beneficial. “

Roadshow – May 2025

“UNCLAIMED PENSION”

“I have received overall £12743. Could not have done it without the support of the Society so I would like to thank you for pointing me in the right direction and particularly the help you gave me with the paperwork and answers to my questions. Really appreciate what you have done for me.”

FPS Member – October 2024

“OUTSTANDING BRIEF”

“Many thanks for your outstanding brief, I’ve been inundated with nothing but positive feed back with people learning a lot and actioning things off the back of it. RSM at the Defence SERE “

Roadshow

“A WEALTH OF INFORMATION”

“Thank you for the wealth of information that you have just provided through your webinar this afternoon. It was very much welcomed. I look forward to joining the Forces Pension Society in the very near future and have no doubt, after serving 33 year’s service thus far, that this will prove invaluable as I enter my final two years of service.

Roadshow

“FASCINATING WEBINAR”

“Many thanks for allowing me to connect to the last webinar. I found this a fascinating update on all the complex issues pertaining to service pensions and left me much better informed to engage with Veterans UK once my AFPS 12 returns.”

July 2025 – Member

“ONE OF THE BEST MOVES I’VE MADE”

“I would like to pass on my sincere thanks to the FPS, who have been superb in providing me the most excellent feedback on my pension enquiries. I have to say, joining the FPS, and seeing such in-depth, detailed, pension forecast checks, is by far one of the best moves I have made in my 32 year career. The patience, professionalism, knowledge and willingness to help was nothing short of outstanding. Thank you all.”

FPS Member – April 2025

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